WHY NET TAX FREE IRA PLAN?
Donum Divert™ Net Tax IRA to Roth Conversion.
UP TO 60% TAX LIABILITY REDUCTION
Lower tax liability by 60% with donations to 501(c)(3) entities. Just like cash you receive an IRS-compliant tax receipt.
SUPPORT CHARITY, NOT THE IRS
Instead of using your wealth to fund the IRS, support the charity of your choice with our IRA Rollover.
TAXABLE TO TAX-FREE PHILANTHROPIC CAPITAL
Convert taxable IRA funds into tax-free philanthropic capital in a compliant strategy that keeps your wealth working for eternal return.
ROTH CONVERSION STRATEGY
Follow your financial advisor's best advice convert your IRA to a Roth IRA, and make your retirement work for you.
IRA CONVERSION SAMPLE
TRADITIONAL CONVERSION
A.D. AFTER DONUM IRA ONLY
A.D. AFTER DONUM TOTAL DEDUCTION
Income (AGI, Ordinary Income)
$2,000,000
$2,000,000
$2,000,000
IRA Rollover
$1,400,000
$1,400,000
$1,400,000
Current Charitable Giving
$0
$0
$0
Charitable Financed Donation
$0
$1,400,000
$2,040,000
Total Taxable Income (Federal)
$3,400,000
$2,000,000
$1,360,000
Fed Tax
$1,198,758
$692,413
$455,613
State Tax
$117,894
$117,894
$117,894
Local Tax
$0
$0
$0
Total Tax
$1,316,652
$810,307
$573,507
TAKE HOME PAY BEFORE ROTH
$683,348
$1,189,693
$1,426,493
Net Cost to Convert
$602,000
$350,000
$510,000
Net Benefit Conversion
$1,400,000
$1,400,000
$1,400,000
Gross Tax Defund™ (Savings)
$0
$506,345
$743,145
Cost of Deduction / Loan Origination Fee
$0
$350,000
$510,000
NET TAX DEFUND™ (SAVINGS)
-
$156,345
$233,145
% Net Defund™ of Gross
-
31%
31%
NET TOTAL TAKE HOME PAY
$683,348
$839,693
$916,493
This is the amount of taxes directly correlated to the IRA conversion:
$156,345
$233,145
Sample Client: Example presumes taxable income in a state without income tax. Results may vary. If a client's primary residence is a state with income taxes, results may vary and savings may increase. Please consult an advisor for more details and a personalized proposal.
DIVERT
WHAT IS DONUM DIVERT™?
• With our strategy, we redirect what would normally be confiscatory taxes into a tax-free Roth IRA asset.
• This is not a traditional Roth conversion, but Donum's proprietary Divert strategy.
• We work alongside financial advisors and estate planners to help clients retire with confidence and preserve long-term wealth.
OUR LEGACY
WHY CHOOSE DONUM?
For investors and retirees who have spent years building wealth in tax-deferred accounts, Donum Divert provides a powerful way to reduce your tax burden. Through Donum's proprietary process, you can complete a net tax-free IRA-to-Roth conversion, turning qualified funds into tax-free income while also supporting your charitable goals.
Donum’s family of charitable-finance plans empowers you to redirect tax liability into purpose.
Each solution is built on our proprietary Charitable Gift Financing™ platform — designed for integrity, compliance, and long-term impact.
TRANSFORM YOUR TAXES INTO LASTING IMPACT!
Ready to turn your tax burden into meaningful purpose? Donum's family of charitable-finance plans—Donum Defund™, Donum Divert™, and Donum Divest™—empowers you to redirect tax liability into causes you care about, all while preserving your wealth. Built on our proprietary Charitable Gift Financing™ platform, every solution is designed with integrity, fully IRS compliance (IRS §170), and long-term impact in mind.
Whether you're looking to offset a hefty income tax bill, optimize IRA rollovers, or minimize capital gains taxes, we're here to craft a personalized strategy that aligns your wealth with your values.