Take control of your taxes and keep more of your money at home.
UP TO 60% REDUCTION IN TAX LIABILITY
Lower your tax liability by up to 60% through qualifying charitable contributions to 501(c)(3) organizations, with proper receipts.
WORKS WITH EXISTING CHARITABLE PLANS
CGF works alongside your existing charitable plan — allowing you to give as you already do, while maximizing your tax deductions.
IRA TO ROTH ROLLOVER OFFSET
CGF can help offset income taxes triggered by converting a Traditional IRA to a Roth IRA, while enabling potential tax-free growth.
FLEXIBLE FOR INCOME OR CAPITAL GAINS
Savings can be applied flexibly, whether to offset ordinary income or a capital gains event.
NO PLANNING
TRADITIONAL CHARITABLE GIFT
DONUM PLAN
Income
$1,000,000
$1,000,000
$1,000,000
Traditional Gift Deduction
$0
$600,000
$0
CGF Deduction
$0
$0
$600,000
Taxable Income
$1,000,000
$400,000
$400,000
Federal Tax Liability
$370,000
$148,000
$148,000
Deduction Fee
$0
$600,000
$162,000
TAKE HOME INCOME
$630,000
$252,000
$690,000
Deduction Cost
$0
$1.00 per $1 deducted
$0.27 per $1 deducted
Sample Client: Example presumes taxable income in a state without income tax. Results may vary. If a client's primary residence is a state with income taxes, results may vary and savings may increase. Please consult an advisor for more details and a personalized proposal.
CGF
WHAT IS CGF?
Charitable Gift Financing (CGF) is a well-established tax strategy that allows a taxpayer to apply for a loan with the expressed purpose of donating the loan proceeds to a qualified charity. Under the Internal Revenue Code, loan proceeds are generally not considered taxable income. When structured properly, this may allow donated funds to offset earned income. Individual results depend on specific circumstances.
OUR LEGACY
WHY CHOOSE DONUM?
Trustworthy: Donum professionals bring over 60 years of combined experience in tax, legal, and financial planning.
Flexible: We collaborate with your existing advisory team to tailor the Donum strategy to your unique financial situation and goals.
More Cash After Taxes: In our sample illustration, every dollar donated through CGF effectively costs as little as $0.27 — actual costs vary based on individual tax circumstances.
Each solution is built on our proprietary Charitable Gift Financing™ platform — designed for integrity, compliance, and long-term impact.
Ready to turn your tax burden into meaningful purpose? Donum's family of charitable-finance plans—Donum Defund™, Donum Divert™, and Donum Divest™—empowers you to redirect tax liability into causes you care about, all while preserving your wealth. Built on our proprietary Charitable Gift Financing™ platform, every solution is designed with integrity, structured to meet IRS §170 charitable contribution requirements, and long-term impact in mind.
Whether you're looking to offset a hefty income tax bill, optimize IRA rollovers, or minimize capital gains taxes, we're here to craft a personalized strategy that aligns your wealth with your values.
