WHY CHARITABLE GIFT FINANCING?
Defund the IRS and keep more of your money at home.
UP TO 60% REDUCTION IN TAX LIABILITY
Lower your tax liability by up to 60% through qualifying charitable contributions to 501(c)(3) organizations, with proper receipts.
WORKS WITH EXISTING CHARITABLE PLANS
CGF works alongside your existing charitable plan — allowing you to give as you already do, while maximizing your tax deductions.
IRA TO ROTH ROLLOVER OFFSET
CGF can help offset income taxes triggered by converting a Traditional IRA to a Roth IRA, while enabling potential tax-free growth.
FLEXIBLE FOR INCOME OR CAPITAL GAINS
Savings can be applied flexibly, whether to offset ordinary income or a capital gains event.
2025 SAMPLE CLIENT COMPARISON
NO PLANNING
TRADITIONAL CHARITABLE GIFT
DONUM PLAN
Income
$1,000,000
$1,000,000
$1,000,000
Traditional Gift Deduction
$0
$600,000
$0
CGF Deduction
$0
$0
$600,000
Taxable Income
$1,000,000
$400,000
$400,000
Federal Tax Liability
$370,000
$148,000
$148,000
Deduction Fee
$0
$600,000
$162,000
TAKE HOME INCOME
$630,000
$252,000
$690,000
Deduction Cost
$0
$1.00 per $1 deducted
$0.27 per $1 deducted
Sample Client: Example presumes taxable income in a state without income tax. Results may vary. If a client's primary residence is a state with income taxes, results may vary and savings may increase. Please consult an advisor for more details and a personalized proposal.
CGF
WHAT IS CGF?
Charitable Gift Financing (CGF) is a well-established tax strategy that allows a taxpayer to apply for a loan with the expressed purpose of donating the loan proceeds to a qualified charity. Under the Internal Revenue Code, loan proceeds are not considered taxable income, which allows the donated funds to offset earned income.
OUR LEGACY
WHY CHOOSE DONUM?
Trustworthy: Donum professionals bring over 60 years of combined experience in tax, legal, and financial planning.
Flexible: We collaborate with your existing advisory team to tailor the Donum strategy to your unique financial situation and goals.
More Cash After Taxes: With CGF, every dollar donated effectively costs just $0.27, allowing you to keep more after taxes.
Donum’s family of charitable-finance plans empowers you to redirect tax liability into purpose.
Each solution is built on our proprietary Charitable Gift Financing™ platform — designed for integrity, compliance, and long-term impact.
TRANSFORM YOUR TAXES INTO LASTING IMPACT!
Ready to turn your tax burden into meaningful purpose? Donum's family of charitable-finance plans—Donum Defund™, Donum Divert™, and Donum Divest™—empowers you to redirect tax liability into causes you care about, all while preserving your wealth. Built on our proprietary Charitable Gift Financing™ platform, every solution is designed with integrity, fully IRS compliance (IRS §170), and long-term impact in mind.
Whether you're looking to offset a hefty income tax bill, optimize IRA rollovers, or minimize capital gains taxes, we're here to craft a personalized strategy that aligns your wealth with your values.